The story behind
OneMoneyWay
OneMoneyWay was established with an idea of making business accounts easy and accessible for small businesses. Knowing first hand how hard it is to navigate the different banking products and waiting many months for an account, we decided to fix the problem ourselves.
OneMoneyWay was established in 2021 and from when we started we have grown to become a fully fledged digital platform that provides access to regulated financial services provided by Partners. We strive to innovate and better our offering every day, while maintaining our low prices.
The story behind OneMoneyWay
OneMoneyWay was established with an idea of making business accounts easy and accessible for small businesses. Knowing first hand how hard it is to navigate the different banking products and waiting many months for an account, we decided to fix the problem ourselves.
OneMoneyWay was established in 2021 and from when we started we have grown to become a fully fledged digital platform that provides access to regulated financial services provided by Partners. We strive to innovate and better our offering every day, while maintaining our low prices.
Our goal is to be
A reliable financial partner
At OneMoneyWay, dedicated top-notch experts and regulated partners power every transaction. Our growing team works tirelessly to provide a secure environment for businesses in their global journey.
Our mission
Our mission is to make financial services easy and accessible for SMEs of every type and structure and to be the preferred payments platform for your financial journey.
Our values
We are constantly trying our best to improve our platform and adding on additional functionalities and services, whilst maintaining our great customer support. Our long term vision is to become the preferred choice for SMEs across Europe.
Entrepreneurship
Our business approach
Our product and business approach are simple – we’re your bank challenger, offering access to dedicated UK and EU accounts. We support 35+ currencies for seamless money management. With diverse payment options and expert support, OneMoneyWay empowers a swift market entry.
A team of experts
Presently, our team consists of 40+ employees united to bring accessible payment solutions and investing to all through our app. Whether customer or colleague, you’re our priority.
A financial partner that empowers you
For too long, the finance industry has been plagued by hidden fees, complex language, and bureaucratic processes, eroding trust in traditional banks. That’s why at OneMoneyWay, we’re committed to providing complete transparency and control through our carefully designed platform and exclusive network of highly reputable financial partners.
A team of experts
Presently, our team consists of 40+ employees united to bring accessible payment solutions and investing to all through our app. Whether customer or colleague, you’re our priority.
A financial partner that empowers you
For too long, the finance industry has been plagued by hidden fees, complex language, and bureaucratic processes, eroding trust in traditional banks. That’s why at OneMoneyWay, we’re committed to providing complete transparency and control through our carefully designed platform and exclusive network of highly reputable financial partners.
Explore new markets
Get a local business account
OneMoneyWay is here to ensure that you establish a strong presence in every market, making you feel at home and empowered to conduct business wherever you choose.
Denmark
DKK account
Sweden
SEK account
Norway
NOK account
Netherlands
NL IBAN
Romania
RO IBAN
Poland
PL IBAN
Canada
CAD account & routing number
United Kingdom
GBP account & sort code
United States
USD account & routing number
What our customers say
See how businesses across Europe use OneMoneyWay to simplify their financial operations.
Really great service all the way through, and very easy to get started with OMW. I can only recommend them to anyone who is looking for a business bank account.
I received help from Rasmus when setting up my business account, and it was a very good experience. He was professional, patient, and made sure everything was set up correctly. The process was easy to understand, and I felt safe and well guided the whole way through.
I’m very grateful for the help I received during the account setup. Even though I don’t speak the language very well, everything was explained clearly and with great patience. The whole process felt calm and stress-free.
Great professional service from start to finish. I received clear guidance throughout the process and can confidently recommend OneMoneyWay.
I had a really good experience opening my business account with OneMoneyWay. The entire process took less than a week and was handled quickly and smoothly. Communication was clear at every step, and my questions were always answered fast.
Cecilie helped us get our business account set up and showed incredible patience throughout the process. We honestly didn’t think it would be possible, but thanks to her support, everything worked out. We received truly great service.
I can highly recommend OneMoneyWay. The team guided me in a very clear and helpful way throughout the process. Communication was transparent, solution-oriented, and fast, even when the setup required extra documentation.
I’ve had a really good experience overall. The service was friendly, professional, and fast, and I always felt well supported throughout the process. I can definitely recommend OneMoneyWay to others.
This is the second time I’ve opened an account with OneMoneyWay, and both experiences have been very positive. Even when challenges came up, the team stayed engaged and worked hard to find solutions. The platform is easy to use, and support has always been responsive.
After years of challenges and rejections from traditional banks, OneMoneyWay helped us open a Danish business account quickly and efficiently. The process was professional, transparent, and responsive, and having a NemKonto made a huge difference for our business.
Explore more customer stories on Trustpilot, an independent review platform.
Start your application in just 5 minutes
We serve businesses of all sizes and types. Begin with an application that understands your business requirements. After applying for a new account, our welcoming sales team will educate you in the compliance process that will be completed by our regulated partners professional compliance teams.
Application
Review
Confirmation
Start your application in just 5 minutes
We serve businesses of all sizes and types. Begin with an application that understands your business requirements. After applying for a new account, our welcoming sales team will educate you in the compliance process that will be completed by our regulated partners professional compliance teams.
Application
Review
Confirmation
Need a little more help?
Frequently asked questions
Is OneMoneyWay a bank?
No, OneMoneyWay is not a bank. It is a financial platform that provides business payment and money management solutions.
OneMoneyWay enables access to regulated financial services, such as business accounts, corporate cards, payments, and currency exchange, through partnerships with licensed financial institutions.
How long time does it take to open an account?
Most accounts are opened within 24-72 hours once all required documents have been provided.
During this time, our trusted partners conduct a compliance review to ensure everything is in order.
Is the account opening process remote?
Yes, account opening is 100% digital.
Our streamlined onboarding process allows you to open an account remotely, without any paperwork or branch visits. After completing the application and passing compliance checks, your account is usually ready within 1 business day.
Does my company have to be registered in Europe or the UK?
Yes, your company must be registered in the United Kingdom or the European Economic Area (EEA) to be eligible for onboarding.
At this time, we only support businesses incorporated in these jurisdictions due to regulatory and compliance requirements.
What companies can you open accounts for?
We support a wide range of businesses registered in the United Kingdom and the European Economic Area (EEA).
This includes limited companies, startups, and established businesses, subject to our onboarding criteria and compliance checks.
Please note that eligibility depends on factors such as your business activity, structure, and risk profile.
What is the price?
Our pricing is customized based on your business model, usage, and service requirements.
This typically includes a monthly fee along with transaction-based charges. For a full breakdown tailored to your business, please contact us.
Who are OneMoneyWay’s partners and which financial services do they provide?
For the provision of e-money services in Denmark, Sweden, Norway, Romania and Poland, our partner EPMAP Limited powers every transaction.
EPMAP Limited is a company registered in Cyprus with registration No. HE 388513, authorised as an Electronic Money Institution (EMI) by the Central Bank of Cyprus (CBC) with license No. 115.1.3.32 / 2021.
For accounts, payments, cards, and FX in the EEA & the UK for certain clients, our partner B4B Payments powers every transaction.
https://www.b4bpayments.com/prepaid/
Payment Card Solutions (UK) Limited, trading as B4B Payments, is a financial technology company authorized by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).
https://register.fca.org.uk/s/firm?id=0014G00002WxvxSQAR
UAB B4B Payments Europe is authorized by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.
https://www.lb.lt/lt/finansu-rinku-dalyviai/uab-b4b-payments-europe
For card acquiring services in the EEA and the UK, our partner Shift4 powers every transaction.
Shift4 is a trading name of Credorax Bank Limited, authorized as a credit institution by the Malta Financial Services Authority (MFSA) with MBR Registration Code C 46342.
Which services are OneMoneyWay providing?
OneMoneyWay provides a digital platform where companies across Europe and the UK can access certain Financial Services provided by regulated partners. OneMoneyWay itself does not provide any regulated services.
How to complain?
All complaints regarding the platform or customer support must be directed to
support@onemoneyway.com
Complaints regarding financial services must be directed to the Partner offering them:
Accounts, payments, and cards
complaints@b4bpayments.com
Card acquiring services
support.europe@shift4.com
For complaints regarding onemoneyway.eu and EPMAP Limited, please direct these complaints to:
info@mapepay.eu
If you have any other questions, please get in touch with our friendly team who will be able to help.