Open a Business Account in Luxembourg
Get access to a local Luxembourg IBAN under your company name. You can send, receive or exchange your payments, regardless of your global location.
- LU-registered virtual IBAN for your business
- No Luxembourg residency requirements
- 100% online account registration
- Send, receive or exchange payments in 24+ different currencies
Trusted by 2,000+ entrepreneurs across Europe
As featured in leading European publications
✔ Trusted by 2,000+ entrepreneurs across Europe
As featured in leading European publications
Luxembourg banks have complex fee structures and limitations
While Luxembourg boasts global recognition as a business hub, its financial infrastructure often proves slow and intricate. For non-residents, accessing financial services can be challenging. OneMoneyWay offers a human-centric approach to tackle all those complexities.
Why OneMoneyWay?
Minimize costs
Single account to manage local and global payments
Whether it’s local taxes, salaries, or expenses, having a dedicated business account streamlines international payments. Our platform supports all that an SME might need to operate a business in Luxembourg.
Make it global
Luxembourg IBAN in your company name
Experience the advantages of a LU business account without the hassle of paperwork. Your account provides you the means to function as a local business in Luxembourg.
Corporate Cards
Choose the card that fits your business needs
Amplify your company’s business capabilities by adding a convenient avenue for purchases. Whether you’re covering travel expenses, web services, subscriptions, or other daily costs, accomplish it effortlessly using the OneMoneyWay Corporate Mastercard™.
24/7 support
Dedicated account manager
Experience the ultimate support with your personal account manager and a dedicated support team, we are always at reach to support you through any account related process or complicated transaction.
Minimize costs
Single account to manage local and global payments
Whether it’s local taxes, salaries, or expenses, having a dedicated business account streamlines international payments. Our platform supports all that an SME might need to operate a business in Luxembourg.
Make it global
Luxembourg IBAN in your company name
Experience the advantages of a LU business account without the hassle of paperwork. Your account provides you the means to function as a local business in Luxembourg.
Corporate Cards
Choose the card that fits your business needs
Amplify your company’s business capabilities by adding a convenient avenue for purchases. Whether you’re covering travel expenses, web services, subscriptions, or other daily costs, accomplish it effortlessly using the OneMoneyWay Corporate Mastercard™.
24/7 support
Dedicated account manager
Experience the ultimate support with your personal account manager and a dedicated support team, we are always at reach to support you through any account related process or complicated transaction.
What sets us apart?
Fast onboarding
Experience swift onboarding with OneMoneyWay’s user-friendly process. Get started without delays and access our platform’s benefits right away.
Top grade security
Your peace of mind matters. OneMoneyWay employs top grade security protocols to safeguard your financial transactions and sensitive data.
Low monthly fee
Enjoy our services without breaking the budget. OneMoneyWay offers a low monthly fee, ensuring value without compromise.
Invoicing module
Streamline your invoicing process with our integrated module. Easily manage and send invoices whilst focusing on your business growth.
What sets us apart?
- Fast onboarding
Experience swift onboarding with OneMoneyWay’s user-friendly process. Get started without delays and access our platform’s benefits right away.
- Top grade security
Your peace of mind matters. OneMoneyWay employs top grade security protocols to safeguard your financial transactions and sensitive data.
- Low monthly fee
Enjoy our services without breaking the budget. OneMoneyWay offers a low monthly fee, ensuring value without compromise.
- Invoicing module
Streamline your invoicing process with our integrated module. Easily manage and send invoices whilst focusing on your business growth.
ForEx at your fingertips
Currency Exchange with no hidden fees
With OneMoneyWay, your company gains access to excellent exchange rates for 24+ different currencies offered by Partners. Enjoy the stability of Fixed Daily FX rates, ensuring you know what to expect. Seamlessly execute local and cross-border payments in all major currencies. Our platform gives you access to various payment methods, including SWIFT, SEPA, US ACH, Faster Payments, & DKK Payments. Say goodbye to hidden fees, embrace transparent & efficient currency exchange through our platform.
Low monthly fee
Account plans that scale with your business
Our commitment is to help small businesses save valuable time and resources. Get started with our starter business account, and select the plan that suits your needs. You can upgrade anytime as your business expands.
Freemium
0 GBP/month
Only for annual revenue below 150,000
1 Luxembourg business account
No monthly fee
Higher transaction fees
1 virtual corporate card
Live chat support
Access to invoice module
Starter
49 GBP/month
Billed annually
Up to 3 Luxembourg business accounts
Lower transaction fees
2 virtual corporate cards
2 physical corporate cards
Live chat support
English-speaking personal advisor
Automatic bookkeeping directly to Dinero + e-conomic
Access to invoice module
Automatic invoice payments
Business
99 GBP/month
Billed annually
Up to 5 Luxembourg business accounts
Lowest transaction fees
Unlimited virtual corporate cards
4 physical corporate cards
Live chat support
English-speaking personal advisor
Automatic bookkeeping directly to Dinero + e-conomic
Access to invoice module
Automatic invoice payments
*All prices are indicative and depend on your company’s revenue and industry.
*All services are provided by regulated partners.
Explore new markets
Get a local business account
OneMoneyWay is here to ensure that you establish a strong presence in every market, making you feel at home and empowered to conduct business wherever you choose.
Denmark
Get your local DKK account and embrace the opportunities Denmark has to offer.
Germany
Getting a local DE IBAN provides you the means to function as a local business in Germany.
Luxembourg
Experience the advantages of a Luxembourg business account without the hassle of paperwork.
Sweden
All the benefits of a local Sweden business account with no residency requirements.
United Kingdom
Get a local UK IBAN or a UK sort code and account number under your company name.
What our customers say
See how businesses across Europe use OneMoneyWay to simplify their financial operations.
Really great service all the way through, and very easy to get started with OMW. I can only recommend them to anyone who is looking for a business bank account.
I received help from Rasmus when setting up my business account, and it was a very good experience. He was professional, patient, and made sure everything was set up correctly. The process was easy to understand, and I felt safe and well guided the whole way through.
I’m very grateful for the help I received during the account setup. Even though I don’t speak the language very well, everything was explained clearly and with great patience. The whole process felt calm and stress-free.
Great professional service from start to finish. I received clear guidance throughout the process and can confidently recommend OneMoneyWay.
I had a really good experience opening my business account with OneMoneyWay. The entire process took less than a week and was handled quickly and smoothly. Communication was clear at every step, and my questions were always answered fast.
Cecilie helped us get our business account set up and showed incredible patience throughout the process. We honestly didn’t think it would be possible, but thanks to her support, everything worked out. We received truly great service.
I can highly recommend OneMoneyWay. The team guided me in a very clear and helpful way throughout the process. Communication was transparent, solution-oriented, and fast, even when the setup required extra documentation.
I’ve had a really good experience overall. The service was friendly, professional, and fast, and I always felt well supported throughout the process. I can definitely recommend OneMoneyWay to others.
This is the second time I’ve opened an account with OneMoneyWay, and both experiences have been very positive. Even when challenges came up, the team stayed engaged and worked hard to find solutions. The platform is easy to use, and support has always been responsive.
After years of challenges and rejections from traditional banks, OneMoneyWay helped us open a Danish business account quickly and efficiently. The process was professional, transparent, and responsive, and having a NemKonto made a huge difference for our business.
Explore more customer stories on Trustpilot, an independent review platform.
Start your application in just 5 minutes
We serve businesses of all sizes and types. Begin with an application that understands your business requirements. After applying for a new account, our welcoming sales team will educate you in the compliance process that will be completed by our regulated partners professional compliance teams.
Application
Review
Confirmation
Start your application in just 5 minutes
We serve businesses of all sizes and types. Begin with an application that understands your business requirements. After applying for a new account, our welcoming sales team will educate you in the compliance process that will be completed by our regulated partners professional compliance teams.
Application
Review
Confirmation
Need a little more help?
Frequently asked questions
Is OneMoneyWay a bank?
OneMoneyWay is a payment and financial management platform. Although it is not a bank, OneMoneyWay provides a payment platform enabling companies to avail specific regulated services offered by our trusted partners. These services include business accounts, corporate cards, acquiring, currency conversion, SEPA, SWIFT, and more.
How long time does it take to open an account?
Usually, it takes 2-4 weeks after you have submitted relevant documentation for our partner's professional compliance team to perform the review and open the account.
Is the account opening process remote?
Account opening with OneMoneyWay is 100% digital. You will be able to get your dedicated IBAN right after passing the online onboarding process. This can be completed in 1 to 3 business days after you've been approved by our partner's compliance team.
Does my company have to be registered in Europe or the UK?
We can only provide access to our platform for companies registered in the European Union, EEA, or the United Kingdom.
What companies can you open accounts for?
We can accept a broad variety of industries. If you are unsure whether we can take you on as a client, please refer to our partner's risk appetite statement:
https://www.b4bpayments.com/prepaid/risk-appetite-statement/
What is the price?
We consider factors such as the type of business account and your business needs when calculating your monthly fee. Contact a representative to learn more about our pricing structure.
Who are OneMoneyWay’s partners and which financial services are they providing?
For Accounts, Payments, Cards, and FX in the EEA & the UK, our Partner B4B Payments powers every transaction.
https://www.b4bpayments.com/prepaid/
Payment Card Solutions (UK) Limited, trading as B4B Payments, is a financial technology company authorized by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619).
https://register.fca.org.uk/s/firm?id=0014G00002WxvxSQAR
UAB B4B Payments Europe is authorized by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.
https://www.lb.lt/lt/finansu-rinku-dalyviai/uab-b4b-payments-europe
For Card Acquiring Services in EEA and the UK our Partner Shift 4 powers every transaction.
https://www.shift4.com/
Shift 4 is a trading name of CREDORAX BANK LIMITED, authorized as a credit institution by The Malta Financial Services Authority (MFSA) with MBR Registration Code C 46342.
https://www.mfsa.mt/financial-services-register/
Which services are OneMoneyWay providing?
OneMoneyWay provides a digital platform where companies across Europe and the UK can access certain Financial Services provided by regulated partners. OneMoneyWay itself does not provide any regulated services.
How to complain?
All complaints regarding the platform or customer support must be directed to
support@onemoneyway.com
Complaints regarding financial services must be directed to the Partner offering them:
Accounts, payments, and cards
complaints@b4bpayments.com
Card acquiring services
support.europe@shift4.com
For complaints regarding onemoneyway.eu and EPMAP Limited, please direct these complaints to:
info@mapepay.eu
If you have any other questions, please get in touch with our friendly team who will be able to help.